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Subject: Hard Workin' Folks

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Dean    Posted 12-12-2018 at 09:18:44 [URL] [DELETE]        [Reply] [No Email]  
  • Hard Workin' Folks
  • They are what they are, folks.

    Dean

    Tim Daley(MI)    Posted 12-12-2018 at 10:59:25 [URL] [DELETE]        [Reply] [No Email]  
  • Re: Hard Workin' Folks
  • Started with Johnson and the 'Great Society', welfare free programs, something for nothing, you owe me a living mentality, -the socialist/liberal way. Here in Flint, MI two churches announced they were no longer giving out free water to residents. Why? Lack of funds/donations. It's Owebama money!!! ..said the black woman from Detroit back when.

    Tim Daley(MI)

    Dean    Posted 12-12-2018 at 14:36:12 [URL] [DELETE]        [Reply] [No Email]  
  • Re: Hard Workin' Folks
  • I never did get my Obama phone.

    Did you?

    Dean

    Vito    Posted 12-12-2018 at 19:14:36 [URL] [DELETE]        [Reply] [No Email]  
  • Re: Hard Workin' Folks
  • Truly unbelievable what these people think they are entitled too.

    Vito

    John in MIch    Posted 12-12-2018 at 19:55:11 [URL] [DELETE]        [Reply] [No Email]  
  • Re: Hard Workin' Folks
  • Yup. Promise them everything so they get votes for a plush government job with GREAT medical benefits that you and I don't have.
    Medicare was established in 1966, the year we got married. Just what young people needed taken from payroll when expecting a family.
    My wife and I have both paid into SS since we were each 17, and Medicare since 1966. Having been promised health insurance for life by GM with the caveat that they could change it at their discretion. Well, age 65 came and so did Medicare (remember we have paid premiums for all this time). AND, there is still a deduction from SS for Medicare. To protect ourselves, we have also bought supplemental health insurance and dental insurance. Hearing aids and eye glasses we pay out of pocket.
    More than 20% of our gross monthly income goes to health insurance and the aids that we need.
    Fast forward to our mid-70's (and it was fast!). The Progressives want to GIVE all the social benefits to people who have paid little or no premiums into the social programs. As a result, my benefits begin to diminsih.
    Simple calculations: we have each paid SS for 58 to 60 years. We have paid Medicare premiums for 42 years.
    I was, and am, a proponant of a required savings acount (not a tax) that could only be released to the payer as a monthly income starting at age 65 and is also owned by the right of a survivor/estate.
    Yup, kinda naive, then and now.

    steveVa    Posted 12-12-2018 at 23:12:30 [URL] [DELETE]        [Reply] [No Email]  
  • Re: Hard Workin' Folks
  • The really sad thing is that if I made less money I would get free healthcare and my kids could go to college for free.

    John in Mich    Posted 12-13-2018 at 11:35:46 [URL] [DELETE]        [Reply] [No Email]  
  • Re: Hard Workin' Folks
  • The thought is good. Unfortunatly, our government, republican or democrat controlled, can't run anything efficiently. Bureaucracy is like an uncontrolled fungus.
    I grew up with my parents having BCBS paid by Ford Motor Company. Medical benefits were part of the negotiated contracts with the United Automobile Workers (UAW). It handled several expensive hospitalizations for us in the 50's and 60's.
    As a salried employee at Ford and later at GM, I (my family) had medical insurance paid by my employers. Again, several serious hospitalizations were 100% covered. Both Ford and GM acknowledged that our salaries were adversely affected by the premiums. Meaning, that in the market for comparable jobs our base salaires were lower because of the benefits.
    Insurance rates per capita were lower for groups than for an employee paying individually/family. Though we were salaried, I never forgot how unions helped us. But, we dared not say the word union in front of management, although there had been some whispers toward the end of my career.
    Unfortunately, I believe that unions, in resent years, have hurt too many employees that they represent and to put them in charge of auto-worker health insurance (VEBA) is, in my opinion, a disaster waiting to happen. Another story waiting to be written.
    All the above is my opinion. No amount of arguement/discussion will change it.

    John in Mich    Posted 12-13-2018 at 14:35:20 [URL] [DELETE]        [Reply] [No Email]  
  • Re: Hard Workin' Folks
  • I see your point...but...I live very close to several major hospitals. Benefits to employees are often in place of base pay and can be deducted by the employer as a business expense. Many people whom I know have paid health care through the hospital, with no deductibles, PLUS 401s with a matching contribution. One is/was for every $1 the employee put in, up to 5% of base income, the employer put in $2. What portion of my, my wife's or my children medical costs were impacted by these burden costs? I'm not begrudging these people but it is cost. Maybe the IRS is a contributor to these rising costs. Also, insurance providers are requiring use of generic drugs when available or the patient pays the difference. Generic drugs are NOT manufactured under the same quality controls, in China.
    As a Medicare recipient, and paying for suplemental insurance, we get pressure to use generic drugs. Resent news articles of deaths from generic drugs made in China.
    Lastly, once the government has control of our medical insurance/care is "Soylent Green" very far behind? Pessimistic? I hope so.

    John in Mich    Posted 12-13-2018 at 17:09:25 [URL] [DELETE]        [Reply] [No Email]  
  • Re: Hard Workin' Folks
  • Yup. Undersdood. I have 2 friends who own companies. One has 23 employees and one has 3 employees. They both pay health insurance for their employees. They were doing this before the government interfered by telling employers that if you have "full time" employees (over 30 hours I beleive) you have to provide insurance.
    Part of the problem, as I see it, with the lack of employer provided medical insurance is that too many young people walk into a job demanding salaries/wages above market competition.
    My children worked to pay for college and graduated debt free. They paid their tuition, fees, books and a payment on a used car. They commuted from home and we paid the car insurance and maintenance. From there they started at the bottom and worked their way up. Sometimes it meant marketing themselves to other prospective employers.

    John in Mich    Posted 12-13-2018 at 17:10:49 [URL] [DELETE]        [Reply] [No Email]  
  • Re: Hard Workin' Folks
  • Oops. My second post above should have been here.

    steveVa    Posted 12-12-2018 at 23:10:48 [URL] [DELETE]        [Reply] [No Email]  
  • Re: Hard Workin' Folks
  • The really sad thing is that if I made less money I would get free healthcare and my kids could go to college for free.

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