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Subject: Insurance

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Jack - Iowa    Posted 08-19-2021 at 07:34:34 [URL] [DELETE]        [Reply] [Email]  
  • Insurance
  • Most of my adult life I have been with one insurance company. However they have been purchased by Liberty Mutual and it's time to change!

    Does anyone have experience with State Farm?

    Other companies that you care to recommend?

    Email is open in case you want to keep it private.

    Thanks,

    Jack

    Philny    Posted 08-25-2021 at 17:29:40 [URL] [DELETE]        [Reply] [Email]  
  • Re: Insurance
  • I was with the same company for twenty years and when my oldest daughter got old enough to drive I put a car on the road for her and they put it right to me so I started shopping around and found out I was getting robbed,got better coverage for almost half of the cost so now I check the market every other year.

    Jack - Iowa    Posted 08-26-2021 at 06:52:37 [URL] [DELETE]        [Reply] [No Email]  
  • Re: Insurance
  • I was with Safeco for many years. Liked the way the original company did business. When my oldest son got reckless they banned him but did not punish the rest of the family. My complaints started after they were bought out by Liberty Mutual.

    Carl    Posted 08-20-2021 at 18:15:45 [URL] [DELETE]        [Reply] [No Email]  
  • Re: Insurance
  • I too was with State Farm since I was 16 (50 years) and dumped them just last year and am now with Progressive. I'm now paying HALF of what I paying SF for both auto and homeowners policy with basically the same coverage. State Farm and AllState are the two most expensive companies to deal with. Jake was screwing us. I once had a horrible wind storm that did a lot of home and barn damage. They sent out a check but told us that this was a one time thing and they would drop us if we ever filed another claim. Have not had to deal with Flo. You can do your own searching

    Jack - Iowa    Posted 08-22-2021 at 07:35:51 [URL] [DELETE]        [Reply] [No Email]  
  • Re: Insurance
  • Just got quotes for auto insurance for my 18 year old Grandson. Stand alone policies.

    State Farm and Progressive are essentially the same. If you pay a year in full, Progressive wins. If you make payments, State Farm wins.

    Except for 10 years I lived in South Dakota, where they do not write, I have been with Safeco since the mid 1950's or very early 60's. Safeco today is not the same company it was when I started with them. It is now a part of Liberty Mutual and is much higher than than any other I've found. I stayed with them as they would insure the farm as if it were a vacation property. Now have sold it so am free to shop.

    Jimmyjack    Posted 08-19-2021 at 17:54:16 [URL] [DELETE]        [Reply] [No Email]  
  • Re: Insurance
  • They are all good until you file a claim.

    Jack - Iowa    Posted 08-20-2021 at 07:58:47 [URL] [DELETE]        [Reply] [No Email]  
  • Re: Insurance
  • With one exception I have no complaints of how claims have been handled. Actually had one case where I replaced a window, broken in a break in, and the adjuster added a sum for my labor.

    Thanks for your input.

    Jack

    Gaspump    Posted 08-19-2021 at 14:09:52 [URL] [DELETE]        [Reply] [No Email]  
  • Re: Insurance
  • I had been with State farm for home insurance for over 40 years. Some time ago after a hurricane they abruptly cancelled all home policies here in FL. I vowed to never go back to them and haven't. Then the state instituted insurance pools to pick up the slack, worked well but I sought out a new provider to save money. Since then several different companies have came and gone. Last year it was Progressive, now an independent. Problem is they all seem to have a lowball rate for year one, huge increase the next. If I had stayed with Progressive for the second year the policy would have increased by 67%. Sadly most insurers operate the same way. Best to have a good agent and watch your policy closely.

    Jack - Iowa    Posted 08-20-2021 at 07:56:21 [URL] [DELETE]        [Reply] [No Email]  
  • Re: Insurance
  • I've certainly not heard anything on Progressive which impressed me. I like to deal with small, one man, offices. Get more personal attention in my opinion.

    Thanks for your input.

    Jack

    Gaspump    Posted 08-20-2021 at 09:31:19 [URL] [DELETE]        [Reply] [No Email]  
  • Re: Insurance
  • I agree, it is best to stick with a small office that works with multiple insurers. I have only had two agents in over 45 years. First one kept me with State Farm till he died. Second one State Farm till they bailed. Since then it is musical chairs pricing that causes changing. We opted for Progressive last year not knowing their price would escalate over 65% after the first year, thanks GS. We have two very large insurance companies in our town, I stuck with one for a few years till they doubled my rate because my home is brick and brick homes cost more to replace. Forest fires and hurricanes are the big risks here, go figure. I know the founder and principal owner of that company but that did nothing.

    Caloren    Posted 08-19-2021 at 11:35:41 [URL] [DELETE]        [Reply] [Email]  
  • Re: Insurance
  • Have State Farm for everything, and are completely satisfied. I always remember what a State Farm agent told my Dad once "no matter what company you use it all depends on the agent".

    Jack - Iowa    Posted 08-20-2021 at 07:48:09 [URL] [DELETE]        [Reply] [No Email]  
  • Re: Insurance
  • Thanks Caloren, I think I have stumbled on a good agent. Very fast response. Either a sign of a good agent or a starving one. Had phoned another one first and he didn't even answer my call until the next day. By then I had a satisfactory quote.

    Bruce(OR)    Posted 08-19-2021 at 12:11:43 [URL] [DELETE]        [Reply] [No Email]  
  • Re: Insurance
  • The wife is fairly happy with the Agent. I have my reservations.
    However it is a necessary evil and I will contend with it as needed,

    Bob in KS    Posted 08-19-2021 at 09:20:06 [URL] [DELETE]        [Reply] [Email]  
  • Re: Insurance
  • Been with State Farm on vehicles since early 1960's and house since early 80's.
    Have been well satisfied and get combined discount when you insure both with one company.

    Jack - Iowa    Posted 08-20-2021 at 07:10:01 [URL] [DELETE]        [Reply] [No Email]  
  • Re: Insurance
  • Thanks Bob, I'm looking to switch all. Jack

    WAYNE AZ    Posted 08-19-2021 at 08:44:45 [URL] [DELETE]        [Reply] [No Email]  
  • Re: Insurance
  • I HAVE BEEN WITH STATE FARM SINCE 1958 FOR AUTOMOBILE INSURANCE.. ALWAYS FAIR $$ AND GOOD COVERAGE.

    Jack - Iowa    Posted 08-20-2021 at 07:07:23 [URL] [DELETE]        [Reply] [No Email]  
  • Re: Insurance
  • Thanks Wayne. The type of response I was hoping for.

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